Stanbic bank over the past two decades, has seen significant improvements in the quality of service delivery and the provision of superior financial products and packages and Stanbic Bank has earned a well-deserved reputation as a customer oriented, business friendly and socially relevant bank.
In this write-up, we will look at the various investment packages Stanbic bank has for their consumers. they also have other packages that it’s suitable to their clients, they make the needs of their clients their priority and give them good services.
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STANBIC BANK INVESTMENT PACKAGES
Bonus Investment Account At Stanbic Bank
A Bonus Investment allows you to invest a lump sum over a chosen period and rewards you with bonus interest on maturity of your investment. The minimum amount is GHC 5,000.00 and you can access it when it is matured.
BENEFITS
- Get higher interest rates the longer you stay invested
- Make a once-off deposit and watch your money grow at a fixed rate
- No management fees are charged on your account
- Several investment period options are available – from 30 days to 365 days
WHAT YOU GET
- There is no maximum balance requirement, but the higher your balance, the more interest you will earn
- Additional deposits cannot be made into the account
- You can open more than one Bonus Investment account
- There are five investments periods for you to choose from – 6, 9, 12, 18 or 24 months
- Once an investment period has been chosen, it cannot be changed
- You earn bonus interest if the account runs for the full investment term
- No management fees are charged on your account
REQUIREMENTS
- A minimum deposit of GHS5 000.00 is needed to open the account
- Be over 18 years
- Visit your nearest branch with the following documents:
- A nationally accepted identification card (valid Voter’s ID Card, driver’s licence or passport)
- Two passport-size photographs
- Proof of address – a utility bill less than three months old
- You don’t need to give us the above documents if you hold a current or savings account with us
Fixed Deposit Investment Account At Stanbic Bank
A Fixed Deposit is an investment account where money is deposited for a fixed period and the interest rate does not change. It offers higher interest rates than ordinary savings accounts and is ideal if you want to save for a specific goal, like a wedding or a holiday.
BENEFITS
- Get higher interest rates the longer you stay invested
- Make a once-off deposit and watch your money grow at a fixed rate
- No management fees are charged on your account
- Several investment period options are available – from 30 days to 365 days
WHAT YOU GET
- You can choose an investment period
- There are no service fees charged
- Several investment period options are available – from 30 days to 365 days
- You can have more than one fixed deposit if you want to save for different goals
- You cannot withdraw funds from your fixed deposit during the term of your investment
- If you end your investment early, you will need to pay a penalty
REQUIREMENTS
- You must make a minimum investment of at least GHS500.00
- Be over 18 years.
- Visit your nearest branch with the following documents:
- Nationally accepted identification (valid Voter’s ID Card, driver’s licence or passport)
- Two passport-size photographs
- Proof of address – utility bill less than three months old
- You don’t need to give us the above documents if you hold a current or savings account with us
