IZWE MOBILE LOAN APPLICATION GUIDE

when an individual, organization, etc requests an amount of money from an entity, with an agreement to pay the borrowed principal amount back with an interest, usually for a limited time is termed a loan.

In this article, we will at how we can apply for the various types of izwe loans. Due to the agreement made on the loan, the receiver pays more money on the original amount of money borrowed since the receiver is supposed to pay interest on the principal amount borrowed as a profit to the lender for the loan being offered to the receiver.
There are different types of loans, some of these loans include; personal loans, business loans, home loans, gold loans, rental deposit loans, loans against property, etc.

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IZWE MOBILE LOAN APPLICATION

when you want to apply for a loan from Izwe saving and loans using your mobile phone, all you have to do is log on to their website https://izweghana.com

click on let’ connect and then apply now, you then enter your details and submit.

ALL IT TAKES TO APPLY FOR AN IZWE LOAN

Original documents from the collateral of your choice
Valid driver’s license, if applicable
Two original passport-sized photos of yourself
Three months’ bank statements
Post-dated cheques for the term loan

HOW TO APPLY FOR AN IZWE LOAN

EXISTING OWNED VEHICLE REQUIREMENT

Personal loans:

Vehicle ownership documentation
Proof of comprehensive insurance cover
A valid driver’s license
Recent months’ bank statements
Mobile money statements
A recent payslip

iBiz Business loans:

vehicle ownership documentation
Proof of comprehensive insurance cover
A valid driver’s license
Recent months’ bank statements
Mobile money statements
Business registration documents (If registered)

Please note: Your vehicle must be less than 15 years old.

Choose from easy monthly repayment terms of between 6, 12, 18, 24, 36, or 48 months with fixed interest rates.

SIGNED CLIENT ORDER OR PURCHASE ORDER REQUIREMENT

Business registration documents
Passport-sized photos of all company directors
Copy of all company directors’ identity documents
Application cover letter and board resolution
Six months’ bank statements
GPS address of business and residence of key applicants
Stamped copies of invoices to be discounted

Your corporate client will need to send the following

Signed Supply Chain Finance Memorandum of Understanding (MoU) – Optional, but preferred
Copies of validation invoices to be discounted
A signed agreement letter that all payments will be made to Izwe.