Generally, when an individual, organization, etc requests an amount of money from an entity, with an agreement to pay the borrowed principal amount back with an interest, usually for a limited time is termed a loan.

In this article, we will at how we can apply for the various types of izwe loans. Due to the agreement made on the loan, the receiver pays more money on the original amount of money borrowed since the receiver is supposed to pay interest on the principal amount borrowed as a profit to the lender for the loan being offered to the receiver.
There are different types of loans, some of these loans include; personal loans, business loans, home loans, gold loans, rental deposit loans, loans against property, etc.

ALL IT TAKES TO APPLY FOR AN IZWE LOAN

HOW TO APPLY FOR AN IZWE LOAN

EXISTING OWNED VEHICLE REQUIREMENT

Personal loans:

  • Vehicle ownership documentation
  • Proof of comprehensive insurance cover
  • A valid driver’s license
  • Recent months’ bank statements
  • Mobile money statements
  • A recent payslip

 iBiz Business loans:

  • vehicle ownership documentation
  • Proof of comprehensive insurance cover
  • A valid driver’s license
  • Recent months’ bank statements
  • Mobile money statements
  • Business registration documents (If registered)

Please note: Your vehicle must be less than 15 years old.

Choose from easy monthly repayment terms of between 6, 12, 18, 24, 36, or 48 months with fixed interest rates.

HOW TO APPLY FOR AN EXISTING VEHICLE OWNED LOAN

Four convenient ways to apply:

LANDED PROPERTY REQUIREMENT

Personal loans

  • Land title deed
  • Recent bank statements
  • Valid national ID
  • Mobile money statements
  • A recent payslip

Business loans:

  • Land title deed
  • Valid national ID
  • Business registration (if registered)
  • Bank statements

Choose from easy monthly repayment terms of between 6, 12, 18, 24, 36, or 48 months with fixed interest rates.

HOW TO APPLY

Four convenient ways to apply:

CASH/IVEST/ TREASURY BILLS/BONDS REQUIREMENT

Personal loans:

  • Investment certificate or evidence of cash placement certificate

iBiz Business loans:

  • Investment certificate or evidence of cash placement certificate

Choose from easy monthly repayment terms of between 6 or 12 months with fixed interest rates or bullet payment.

HOW TO APPLY

Four convenient ways to apply:

SIGNED CLIENT ORDER OR PURCHASE ORDER REQUIREMENT

  • Business registration documents
  • Passport-sized photos of all company directors
  • Copy of all company directors’ identity documents
  • Application cover letter and board resolution
  • Six months’ bank statements
  • GPS address of business and residence of key applicants
  • Stamped copies of invoices to be discounted

Your corporate client will need to send the following

  • Signed Supply Chain Finance Memorandum of Understanding (MoU) – Optional, but preferred
  • Copies of validation invoices to be discounted
  • A signed agreement letter that all payments will be made to Izwe.

HOW TO APPLY

  • Visit a branch
  • Contact  call center 
  • Speak to any dedicated agents on 0596 914 840

PAYROLL LOAN REQUIREMENT

  • Your government employee number
  • Two-color passport-sized photos of yourself
  • Your most recent payslip
  • A valid national ID
  • Proof of banking details
  • CADG employees to have their mandate number ready

Choose from easy monthly repayment terms (up to 72 months) and fixed interest rates.

HOW TO APPLY

READ MORE

LIST OF LOANS FOR UNEMPLOYED IN GHANA

GHANA POLICE WELFARE LOAN APPLICATION. COMPLETE GUIDE

HOW TO GET LOAN FROM ORBIT LENDING GH

APPS THAT GIVES LOANS INSTANTLY IN GHANA

 

 

 

 

 

 

 

Leave a Comment

Close Bitnami banner
Bitnami