Track Money on Western Union

It was an awesome moment when I made my first 100 dollars online via Google AdSense from my blog back in 2016.

I had no idea how to get the money to me in Ghana. After consulting a few friends they told me I could use western union. I didn’t hesitate, from my AdSense dashboard I choose Western Union.

In a few days, the money landed.

In this post, I will give you all the steps to follow in order to track and get your money from Western Union in Ghana to be specific. This post is geared toward the recipient.

What is western union money tracking?

Tracking your money basically means checking the status of the money transferred to you.

It’s similar to tracking a package you ordered from online stores such as Amazon or eBay.


What is needed to track money on western union?

Before you even start to track your money you need the following basic requirements

  • MTCN: This is basically your tracking number. For more information about what MTCN is visit HERE.
  • Transfer receipt
  • National identification card (Ghana Card/Travelling Passport)


Where to find the MTCN?

You can find it on your transfer history page or on the transfer receipt. Without this number, you cannot track your western union transfer.

I get people asking me whether or not they can track a transfer using their name. It’s a no.


Steps to track money on western union

There are two ways to track your western union transfer

  1. Go to
  2. Select whether you’re the sender or recipient. In our case choose recipient.
  3. Enter your MTCN and click continue
  4. Details and status of your transfer will be instantly displayed to you for your perusal.

The other way to get this done is to visit the nearest western union bank and ask the teller to check the status of your funds.

He will take all the details required and check them on their system. If the money has been paid, you’ll be instantly informed.


Western union money tracking frequently asked questions

Can I track western union without MTCN?

No. You need your MTCN to be able to check the status of your money.


Can I track my western union transfer without a receipt?



What to do next after you confirm your transfer is in?

Visit the nearest western union agent or a partner bank to pick up your cash.

In some countries, you can withdraw your western union funds via mobile money.

For more information check their official website.


What to do if your transfer status is on hold?

Sometimes it takes some minutes for the transfer status to change. You want to allow at least 30 minutes to confirm that the transfer has been successful.

Sometimes we need to confirm the sender’s identity before we can process a money transfer. If this is the case, we’ll send the sender an online web receipt and an email asking them to call us.

Once we’ve confirmed the sender’s information, the transfer will be completed and the receiver can pick up the money.


Thanks for passing by. I believe you have been greatly informed by this write-up. Don’t hesitate to leave all your questions in the comment section. Let’s spark a conversation.


Source: Loans in Ghana

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