With a credit card from Fidelity Bank, you can make more purchases. We have the credit card option to suit your requirements, whether you need to make a significant purchase, a regular buy, or something in between. Enjoy a traditional credit card with a low interest rate.
Additionally, you may use online banking to effortlessly manage your card and make secure bill payments.
Keep a manageable, simple-to-use credit card in your wallet. Enjoy a handy, adaptable card that makes it easy to manage daily spending and helps you plan for the unexpected.
A commercial bank will offer credit cards as a short-term financing alternative, enabling owners to pay for products and services at a point of sale or borrow money at an ATM. The issuing bank determines the maximum amount that can be borrowed after evaluating the applicant’s credit quality.
Read though his article to know more about the Fidelity credit card. This write-up got you covered.
About Fidelity Bank
The Bank of Ghana gave Fidelity Bank a universal banking license as the 22nd bank after it successfully worked as a Discount House for eight years. Owned by Ghanaians, including Africa Capital, SIC Life, SSNIT, and other institutional investors, it is currently the seventh-largest bank in Ghana by assets.
The goal of Fidelity Bank is to develop into a top-tier financial institution that offers superior returns to all of its stakeholders, including its customers, shareholders, employees, and regulators. We want to be the best place for customers to bank, shareholders to invest, employees to work, and regulators to benchmark our performance.
To offer Ghanaians top-notch financial services, Fidelity Bank Ghana runs 73 branches and 115 ATMs around the nation.
Features of Fidelity Credit Card
- No yearly charge.
- For the first six months, the interest rate is low.
- Consistently low APR.
- All purchases have a grace period of 25 days without interest.
- Cash advances do not have a grace period.
- Call 800-367-7576 for free live customer service that is available all the time.
- Account information is accessible online 24/7
- Protection for the accident damage waiver on rental cars
- The APR for purchases and cash advances is the same, in contrast to some card offers.
- Cash advances are not subject to a higher rate.
How to Apply for Fidelity Credit Cards
You must be a salaried employee who receives their remittances on a monthly basis through a bank account in order to qualify.
- Decide why you need a credit card.
- Do a credit score check.
- The best credit card deals can be found by shopping around.
- Observe the details.
- The finest credit card for your needs should be applied for.
Is applying for a Fidelity credit card difficult?
Excellent credit is required for the Fidelity Credit Card, which is generally regarded as a credit score of 720 or higher. However, approval isn’t always guaranteed by credit scores alone. Additionally, other credit card companies will consider your income and other details.
How long does it take to obtain a Fidelity credit card?
Within 7 to 10 business days, you will be informed of the status of your application.
Are ATMs compatible with Fidelity credit cards?
With your Fidelity credit card, you can acquire a cash advance at any ATM or at any bank that bears the Visa emblem.
Are cash advances available on Fidelity credit cards?
When using the Card to make purchases, there is no minimum purchase amount necessary. 3% of the total amount of each “cash advance” will be levied as an additional interest charge (a cash advance fee).
Ridge Tower, 10 Ambassadorial Enclave, West Ridge
Accra, Greater Accra, Ghana
Read also: How to apply for credit card at UBA
How To Increase Your Credit Score In Ghana
Get Personal Loans easily in Ghana from ABSA