SIC Life Savings & Loans was formerly known SIC Life Trust Finance Limited. Bank of Ghana gave this financial institution banking license under the banking Act, 2004 (673) on 27th July 2010 to operate as a financial institution. The Company received the license to operate as a Savings and Loans on 15th July 2015. SIC Life S & L is a wholly owned subsidiary of SIC Life Company Limited, Ghana’s leading Life Insurance Company.
In this write-up, I will be taking you through how to apply for loan at SIC life savings and loans.
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HOW TO APPLY FOR LOAN AT SIC LIFE SAVINGS AND LOANS
Once you meet the requirement below. you can walk to the nearest SIC life saving and loans branch and start the process.
Sikaplan Loan
- One (1) passport size picture
- Copy of a valid national identification card or Passport
- Drivers license
- Voters identification
- NHIS identification
- Sika plan statement to confirm contribution
- Recent three months bank statement
- Guarantor
- Copy of identification document and picture of guarantor
Personal Loan
- One (1) passport picture
- Copy of a valid national identification card or
- Passport
- Drivers license
- Voters identification
- NHIS identification
- Recent three (3) months bank statements
- Recent three (3) months pay slips
- Guarantor
- One (1) passport picture of guarantor
- Copy of identification card of guarantor
Scheme Loan
- One (1) passport picture
- Copy of valid national identification
- Passport
- Drivers license
- Voters identification
- NHIS identification
- Recent three (3) months pay slips
- Guarantor
- One (1) passport picture of guarantor
- Copy of identification of guarantor
Business Loan
Limited Liability Company
- One (1) passport size picture of Directors
- Copy of identification document of Directors: passport, drivers licence, NHIS card, national identification card, voter ID card
- Recent six (6) months bank statement
- Business registration documents
- Certificate of incorporation
- Certificate to commence business
- Company’s code
- Board resolution
- Application letter for the loan
- Guarantor
- Copy of identification document and picture of guarantor
- Company profile, management profile, analysis credit history, industry and business risk analysis
- Financial statement for at least two (2) years and cash flow projections
- Stock list and Inspection report (if applicable)
- Visitation report to business and residence.
Sole Trader Loan
- Business registration documents
- Certificate of registration
- Form “A”
- One (1) passport size picture of business owner
- Copy of identification document of owner (passport, drivers licence, NHIS card, national identification card, voter ID)
- Recent six (6) months bank statement
- Guarantor
- Copy of identification document and picture of guarantor
Asset Finance
Individual
- One (1) passport size picture
- Copy of a valid national identification Card such as : Passport, Drivers license , Voters ID card , NHIS ID card , National ID card
- Recent t (3-6) months bank statements
- Recent three (3) months pay slips
- Guarantor
- One (1) passport size picture of guarantor
- Copy of Guarantor’s national ID, and
- Utility bill
Asset Finance
Businesses & Institutions
- Board/ Council resolution
- Application letter for the facility
- Company profile, management profile
- Financial statement for at least two (2) years and cash flow projections
- Company registration documents
- Copy of National ID’s of signatories to the bank account(s): Passport pictures of signatories of the accounts
- Last six months bank statement
- Utility bill
READ MORE
HOW TO APPLY FOR LENDING PAPA LOANS
BEST PENSIONS TRUST. ALL YOU NEED TO KNOW
