Glico health insurance is one of the oldest health insurance companies in Ghana established in 2004 following the enactment of the National Health Insurance Act, 2003 (Act 650) which was subsequently replaced in 2012 (Act 852).
In this article, we look at some Glico health insurance premiums. Glico health insurance operates as a private commercial health insurance scheme providing comprehensive medical insurance solutions to corporate organizations and individuals in Ghana.
The Company’s objective is to offer the generality of the Ghanaian Public competitive and quality health care through a network of reputable service providers, including private hospitals and clinics, Government hospitals, Mission hospitals, Optical centers, Dental clinics, and Pharmacies.
Glico health insurance is guided in its operations by best industry principles and practices to ensure that it provides quality healthcare to its enrolled members. Their core values are
- Integrity – Commitment to ethical business principles and high operational standards
- Pasion – Intense desire to achieve client satisfaction.
- Service – Serving our clients with care, diligence, and respect.
- Teamwork – Achieving our common goal together.
- Excellence – Pursuing the delivery of superior services
GLICO HEALTH INSURANCE PREMIUMS
The GLICO Health insurance is a broad health insurance scheme that provides cover for out-patient and in-patient care through a network of affiliated service providers.
CORPORATE HEALTH PLAN
Glico health insurance comes with sustainable and flexible benefits packages with a full range of options, as well as a choice of Doctors, Clinics, Laboratories, and Pharmacies within the affiliate Provider Network.
i. Standard Package:
This package offers cover at a relatively low premium and provides both in-patient and out-patient care. Covered services include General Practitioner and Specialist Consultation, Prescription Drugs, Laboratory tests, X-rays, Dental Care, Eye Care, Optical, Surgical and Medical Treatment, and In-hospital Treatment.
ii. Enhanced Package:
The Enhanced Package, like the Standard Package, provides cover for both out-patient and in-patient care. Apart from the relatively higher annual benefit limits, this package covers ambulance services and herbal medicines in addition to all the benefits listed under the Standard Package.
iii. Enhanced Plus Package:
The Enhanced Plus Package combines first-class service with customer comfort and covers both out-patient and in-patient treatment. In addition to services covered under the Enhanced Package, it covers specialist dentistry (root canal treatment and periodontal treatment), speech therapy/audiology, acupuncture, herbal medicine, and chiropractic as well as the use of special health facilities like Nyaho Clinic, Trust Hospital, Medlab, among others.
iv. Ultimate Package:
The Ultimate Package offers annual benefit limits for both out-patient and in-patient treatment. It covers prosthetics in addition to all the services covered under the Enhanced Plus Package. Members may use any of the accredited special health facilities such as Euracare, Akai House Clinic, Lister Hospital among others.
v. Platinum & Platinum Plus
The Platinum and Platinum Plus Package has Outpatient and Inpatient benefit limits higher than the Ultimate Package. The area of coverage includes Africa, India, and Europe. Members may also access any service provider in Ghana, including Akai House, Lister Hospital, Child and Associates, Platinum Dental, and beyond.
b. GLICO Family & Individual Health Plan
The Family and Individual package offer a unique experience and utmost satisfaction to our clients who enroll on the policy.
c. GLICO TOURIST HEALTH PLAN
The Tourist health insurance plan offers both out-patient and in-patient care cover for tourists and visitors on a short stay in Ghana through a network of affiliated service providers.
The package is available to persons of all nationalities who have traveled to Ghana for a short stay.
d. GLICO STUDENT HEALTH PLAN
The Student Health Insurance Plan provides the comprehensive insurance cover every student needs to stay healthy throughout their educational course. It is open to all students (national and international) in secondary and tertiary institutions who possess a valid student ID card.
The student health plan covers both in-patient and out-patient benefits and is renewable every semester.
e. GLICO SUNKWA HEALTH
The GLICO Sunkwa Health Plan is a special package designed to help Ghanaians living abroad purchase health insurance plans for their dependants and relatives residing in Ghana. The cover provides for in-patient services and also for out-patient services.