payday loans

Did you know that there are several opportunities for payday loans in Ghana? You can apply for payday loans without having to visit the bank. All you need is your mobile phone.

Payday loans are one of the loans Ghanaians apply for most of the times.

Normally, payday loans are repaid by deducting directly from your salary on pay day.

If you are just starting a business, school or needs some money to clear a brief financial mess, then you need to apply for the most flexible payday loan in Ghana.

Luckily, there are multiple ways to get payday loans. In this article, we will show you how to easily get the most flexible payday loans for yourself, business, school, etc.


We will also cover the following topics:

  • What is a payday loan?
  • Who can apply for a PayDay Loan?
  • Requirements needed to get a payday loan in Ghana
  • Where to get payday loans
  • Step by step application guide
  • How much you can get
  • How much interest you have to pay?

Ready? Let’s get started.

What is a Payday Loan?

In Ghana, a payday loan is a quick loan structured for salaried workers. They usually repay loan with part of their salary during pay day.

It is ideal for those who need to meet an impromptu or immediate money constraints.


Who can apply for a payday loan?

It is mostly available to salaried workers in both the private and public sectors.


Benefits of Payday Loan

  • You get paid instantly on your phone
  • Application is fast
  • No documentation is required
  • No collateral required
  • You can apply with your phone without having to go to the bank



List of Payday Loans in Ghana.

We did a thorough search online and made several enquiries with the customer representatives of some banks in Ghana concerning payday loans.

Access Bank Plc Ghana

They offer payday loans as at the time of writing this article.

To apply, follow the steps below.


How to apply for a payday loan?

  1. Pick up your mobile phone and dial *901*11#
  2. Choose option 1 (Payday Loans)
  3. Follow the next instructions to proceed.


Cash Ghana Limited

They also provide payday loans for interested Ghanaians. Their offices are in Accra and open for any borrower. Below are contacts that you can use when reaching Cash Ghana. Tel: +233246777000 [email protected]



Frequently Asked Questions

What is the best place to get a payday loan?

To the best of our knowledge, Access Bank PLC provides very competitive payday loans.

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