There are many reasons why people borrow money such as renovating your apartment, renting, school fees, taking an online course, organizing a funeral, buying a new car or make a major purchase.

Who does not want a loan that gives a very flexible terms of payment? Everybody does, I guess. Open loans come in handy at this time round.

In this article we are going to give you a detailed information about open loans in Ghana, how to access them and any other relevant information.

What are open loans?

You may take an open loan in Ghana depending on your borrowing need.

Open loans have the following features

  • Prepay any amount of the loan without incurring any extra fees
  • You can pay the loan off in a lump sum
  • You can adjust repayment schedule

Where to get open loans in Ghana

The following a financial institution that gives open loans in Ghana. Visit any of them and apply for a loan. Loan application can either be done online or by visiting their office near year. See the list below.


Zidisha gives online open loans to individuals to finance their businesses, pay fees, etc. The application process is very easy and straightforward. See the steps below to get a loan from Zidisha

  1. Visit
  2. Create an account
  3. Apply for the loan
  4. You get linked to a lender who gives you a loan
  5. Repay to increase chances of getter higher amount

You can adjust repayment schedule without any penalties. You can as well pay an outright amount of the entire loan. Zidisha is one of the most flexible online loans for people who need money.



Kiva is a non profit organization that allows individuals to lend money via the internet to low-income entrepreneurs and students in some selected countries.

To apply, visit



Questions about open loans answered

4 thoughts on “Open Loans in Ghana. Get GHS 2,000”
  1. I have been filling the application form but the Ecowas Card . (GHA including with dashes ) is always rejected why . Zidisha loans

Leave a Comment